Call reports 2023
BENDENA STATE BANK — 2023
What BENDENA STATE BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 104,228,000 | 102,811,000 | 103,965,000 | 107,482,000 |
| Total loans | 56,281,000 | 58,690,000 | 62,915,000 | 67,163,000 |
| Allowance for loan losses | 567,000 | 567,000 | 581,000 | 596,000 |
| Securities available for sale | 44,018,000 | 41,519,000 | 37,756,000 | 36,506,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 97,835,000 | 92,895,000 | 89,483,000 | 88,122,000 |
| Interest-bearing deposits | 65,321,000 | 62,872,000 | 61,590,000 | 58,824,000 |
| Noninterest-bearing deposits | 32,514,000 | 30,023,000 | 27,893,000 | 29,298,000 |
| Equity capital | 6,249,000 | 6,169,000 | 5,428,000 | 7,298,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 955,000 | 1,990,000 | 3,086,000 | 4,253,000 |
| Interest expense | 168,000 | 394,000 | 693,000 | 1,026,000 |
| Net interest income | 787,000 | 1,596,000 | 2,393,000 | 3,227,000 |
| Noninterest income | 56,000 | 115,000 | 181,000 | 250,000 |
| Noninterest expense | 450,000 | 893,000 | 1,355,000 | 1,840,000 |
| Provision for loan losses | 0 | 0 | 15,000 | 30,000 |
| Pretax income | 364,000 | 644,000 | 1,026,000 | 1,302,000 |
| Income tax | 15,000 | 29,000 | 45,000 | 43,000 |
| Net income | 349,000 | 615,000 | 981,000 | 1,259,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,844,000 | 8,900,000 | 9,108,000 | 9,282,000 |
| Total capital | 9,411,000 | 9,467,000 | 9,689,000 | 9,878,000 |
| Risk-weighted assets | 62,988,000 | 64,895,000 | 68,243,000 | 72,626,000 |