Call reports 2022
BENDENA STATE BANK — 2022
What BENDENA STATE BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 98,582,000 | 100,548,000 | 103,083,000 | 103,460,000 |
| Total loans | 54,807,000 | 57,237,000 | 58,837,000 | 58,659,000 |
| Allowance for loan losses | 568,000 | 567,000 | 568,000 | 567,000 |
| Securities available for sale | 34,024,000 | 37,794,000 | 40,082,000 | 41,813,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 91,980,000 | 93,252,000 | 93,832,000 | 93,970,000 |
| Interest-bearing deposits | 60,120,000 | 61,888,000 | 62,518,000 | 60,255,000 |
| Noninterest-bearing deposits | 31,860,000 | 31,364,000 | 31,314,000 | 33,715,000 |
| Equity capital | 6,485,000 | 5,683,000 | 4,528,000 | 5,447,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 720,000 | 1,486,000 | 2,334,000 | 3,229,000 |
| Interest expense | 80,000 | 166,000 | 277,000 | 437,000 |
| Net interest income | 640,000 | 1,320,000 | 2,057,000 | 2,792,000 |
| Noninterest income | 50,000 | 102,000 | 202,000 | 267,000 |
| Noninterest expense | 433,000 | 836,000 | 1,293,000 | 1,773,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 257,000 | 588,000 | 972,000 | 1,171,000 |
| Income tax | 11,000 | 25,000 | 41,000 | 28,000 |
| Net income | 246,000 | 563,000 | 931,000 | 1,143,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,223,000 | 8,333,000 | 8,545,000 | 8,652,000 |
| Total capital | 8,791,000 | 8,900,000 | 9,113,000 | 9,219,000 |
| Risk-weighted assets | 60,543,000 | 62,556,000 | 64,370,000 | 66,788,000 |