Call reports 2021
BENDENA STATE BANK — 2021
What BENDENA STATE BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 86,159,000 | 88,032,000 | 92,931,000 | 95,210,000 |
| Total loans | 51,933,000 | 55,012,000 | 53,888,000 | 57,969,000 |
| Allowance for loan losses | 565,000 | 566,000 | 567,000 | 568,000 |
| Securities available for sale | 26,699,000 | 27,521,000 | 29,133,000 | 31,779,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 78,757,000 | 80,469,000 | 84,710,000 | 86,973,000 |
| Interest-bearing deposits | 53,723,000 | 55,076,000 | 56,486,000 | 56,788,000 |
| Noninterest-bearing deposits | 25,034,000 | 25,393,000 | 28,224,000 | 30,185,000 |
| Equity capital | 7,253,000 | 7,407,000 | 8,030,000 | 8,019,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 662,000 | 1,359,000 | 2,604,000 | 3,375,000 |
| Interest expense | 92,000 | 178,000 | 261,000 | 341,000 |
| Net interest income | 570,000 | 1,181,000 | 2,343,000 | 3,034,000 |
| Noninterest income | 60,000 | 148,000 | 137,000 | 229,000 |
| Noninterest expense | 392,000 | 803,000 | 1,197,000 | 1,634,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 238,000 | 530,000 | 1,290,000 | 1,638,000 |
| Income tax | 10,000 | 22,000 | 54,000 | 68,000 |
| Net income | 228,000 | 508,000 | 1,236,000 | 1,570,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,219,000 | 7,307,000 | 7,940,000 | 8,130,000 |
| Total capital | 7,784,000 | 7,873,000 | 8,507,000 | 8,698,000 |
| Risk-weighted assets | 53,649,000 | 56,577,000 | 58,906,000 | 61,944,000 |