Call reports 2020
BENDENA STATE BANK — 2020
What BENDENA STATE BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 65,820,000 | 70,502,000 | 74,176,000 | 78,324,000 |
| Total loans | 49,510,000 | 51,968,000 | 53,178,000 | 51,082,000 |
| Allowance for loan losses | 598,000 | 598,000 | 598,000 | 598,000 |
| Securities available for sale | 11,223,000 | 11,073,000 | 11,356,000 | 14,262,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 58,841,000 | 61,962,000 | 65,478,000 | 70,655,000 |
| Interest-bearing deposits | 40,581,000 | 43,237,000 | 46,041,000 | 47,405,000 |
| Noninterest-bearing deposits | 18,260,000 | 18,725,000 | 19,437,000 | 23,250,000 |
| Equity capital | 6,837,000 | 7,133,000 | 7,263,000 | 7,491,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 703,000 | 1,405,000 | 2,147,000 | 2,843,000 |
| Interest expense | 90,000 | 176,000 | 269,000 | 367,000 |
| Net interest income | 613,000 | 1,229,000 | 1,878,000 | 2,476,000 |
| Noninterest income | 59,000 | 117,000 | 174,000 | 282,000 |
| Noninterest expense | 417,000 | 791,000 | 1,190,000 | 1,585,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 254,000 | 556,000 | 866,000 | 1,179,000 |
| Income tax | 11,000 | 23,000 | 36,000 | 48,000 |
| Net income | 243,000 | 533,000 | 830,000 | 1,131,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,758,000 | 6,807,000 | 6,921,000 | 7,133,000 |
| Total capital | 7,356,000 | 7,405,000 | 7,519,000 | 7,731,000 |
| Risk-weighted assets | 50,897,000 | 51,001,000 | 52,414,000 | 54,306,000 |