Call reports 2019
BENDENA STATE BANK — 2019
What BENDENA STATE BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 63,392,000 | 65,926,000 | 67,167,000 | 65,621,000 |
| Total loans | 48,496,000 | 50,923,000 | 50,418,000 | 49,488,000 |
| Allowance for loan losses | 607,000 | 602,000 | 600,000 | 599,000 |
| Securities available for sale | 11,355,000 | 11,513,000 | 11,455,000 | 10,655,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 57,037,000 | 56,048,000 | 59,329,000 | 58,575,000 |
| Interest-bearing deposits | 41,897,000 | 41,772,000 | 41,194,000 | 39,850,000 |
| Noninterest-bearing deposits | 15,140,000 | 14,276,000 | 18,135,000 | 18,725,000 |
| Equity capital | 6,224,000 | 6,473,000 | 6,669,000 | 6,883,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 689,000 | 1,408,000 | 2,152,000 | 2,882,000 |
| Interest expense | 83,000 | 180,000 | 287,000 | 381,000 |
| Net interest income | 606,000 | 1,228,000 | 1,865,000 | 2,501,000 |
| Noninterest income | 66,000 | 150,000 | 213,000 | 284,000 |
| Noninterest expense | 380,000 | 756,000 | 1,131,000 | 1,517,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 292,000 | 726,000 | 1,054,000 | 1,376,000 |
| Income tax | 12,000 | 30,000 | 44,000 | 57,000 |
| Net income | 280,000 | 696,000 | 1,010,000 | 1,319,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,115,000 | 6,306,000 | 6,453,000 | 6,678,000 |
| Total capital | 6,718,000 | 6,908,000 | 7,053,000 | 7,277,000 |
| Risk-weighted assets | 48,268,000 | 50,613,000 | 50,651,000 | 50,241,000 |