Call reports 2018
BENDENA STATE BANK — 2018
What BENDENA STATE BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 65,013,000 | 62,928,000 | 63,772,000 | 64,559,000 |
| Total loans | 46,272,000 | 46,550,000 | 47,007,000 | 48,923,000 |
| Allowance for loan losses | 583,000 | 598,000 | 608,000 | 607,000 |
| Securities available for sale | 11,580,000 | 11,609,000 | 11,358,000 | 11,805,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 59,236,000 | 57,126,000 | 57,915,000 | 57,677,000 |
| Interest-bearing deposits | 43,048,000 | 43,229,000 | 43,372,000 | 41,073,000 |
| Noninterest-bearing deposits | 16,188,000 | 13,897,000 | 14,543,000 | 16,604,000 |
| Equity capital | 5,661,000 | 5,702,000 | 5,734,000 | 5,961,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 654,000 | 1,304,000 | 1,957,000 | 2,634,000 |
| Interest expense | 71,000 | 146,000 | 223,000 | 302,000 |
| Net interest income | 583,000 | 1,158,000 | 1,734,000 | 2,332,000 |
| Noninterest income | 59,000 | 120,000 | 183,000 | 246,000 |
| Noninterest expense | 398,000 | 788,000 | 1,177,000 | 1,559,000 |
| Provision for loan losses | 15,000 | 30,000 | 40,000 | 40,000 |
| Pretax income | 229,000 | 460,000 | 700,000 | 979,000 |
| Income tax | 9,000 | 19,000 | 29,000 | 41,000 |
| Net income | 220,000 | 441,000 | 671,000 | 938,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,655,000 | 5,705,000 | 5,823,000 | 5,962,000 |
| Total capital | 6,233,000 | 6,284,000 | 6,409,000 | 6,570,000 |
| Risk-weighted assets | 46,262,000 | 46,263,000 | 46,852,000 | 49,301,000 |