Call reports 2017
BENDENA STATE BANK — 2017
What BENDENA STATE BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 62,987,000 | 63,293,000 | 62,739,000 | 63,549,000 |
| Total loans | 46,666,000 | 47,550,000 | 47,825,000 | 48,137,000 |
| Allowance for loan losses | 525,000 | 540,000 | 555,000 | 570,000 |
| Securities available for sale | 11,149,000 | 11,608,000 | 11,287,000 | 11,408,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 57,467,000 | 56,570,000 | 54,846,000 | 57,536,000 |
| Interest-bearing deposits | 41,889,000 | 42,059,000 | 40,356,000 | 40,991,000 |
| Noninterest-bearing deposits | 15,578,000 | 14,511,000 | 14,490,000 | 16,545,000 |
| Equity capital | 5,417,000 | 5,622,000 | 5,770,000 | 5,902,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 624,000 | 1,267,000 | 1,932,000 | 2,599,000 |
| Interest expense | 68,000 | 134,000 | 204,000 | 279,000 |
| Net interest income | 556,000 | 1,133,000 | 1,728,000 | 2,320,000 |
| Noninterest income | 63,000 | 113,000 | 169,000 | 223,000 |
| Noninterest expense | 350,000 | 703,000 | 1,070,000 | 1,430,000 |
| Provision for loan losses | 21,000 | 36,000 | 51,000 | 66,000 |
| Pretax income | 248,000 | 507,000 | 776,000 | 1,047,000 |
| Income tax | -8,000 | 3,000 | 14,000 | 25,000 |
| Net income | 256,000 | 504,000 | 762,000 | 1,022,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,339,000 | 5,430,000 | 5,596,000 | 5,783,000 |
| Total capital | 5,864,000 | 5,970,000 | 6,151,000 | 6,353,000 |
| Risk-weighted assets | 46,408,000 | 47,214,000 | 47,281,000 | 48,790,000 |