Call reports 2014
BENDENA STATE BANK — 2014
What BENDENA STATE BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 53,540,000 | 53,994,000 | 55,603,000 | 55,729,000 |
| Total loans | 34,664,000 | 37,404,000 | 38,963,000 | 39,675,000 |
| Allowance for loan losses | 339,000 | 348,000 | 378,000 | 398,000 |
| Securities available for sale | 14,797,000 | 13,482,000 | 13,740,000 | 12,621,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 49,572,000 | 47,342,000 | 47,281,000 | 46,644,000 |
| Interest-bearing deposits | 36,869,000 | 35,341,000 | 34,251,000 | 32,076,000 |
| Noninterest-bearing deposits | 12,703,000 | 12,001,000 | 13,030,000 | 14,568,000 |
| Equity capital | 3,893,000 | 4,078,000 | 4,252,000 | 4,412,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 467,000 | 962,000 | 1,484,000 | 2,018,000 |
| Interest expense | 55,000 | 109,000 | 163,000 | 218,000 |
| Net interest income | 412,000 | 853,000 | 1,321,000 | 1,800,000 |
| Noninterest income | 49,000 | 105,000 | 176,000 | 210,000 |
| Noninterest expense | 303,000 | 612,000 | 916,000 | 1,235,000 |
| Provision for loan losses | 9,000 | 20,000 | 64,000 | 84,000 |
| Pretax income | 149,000 | 333,000 | 520,000 | 700,000 |
| Income tax | 9,000 | 16,000 | 24,000 | 32,000 |
| Net income | 140,000 | 317,000 | 496,000 | 668,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,021,000 | 4,068,000 | 4,162,000 | 4,315,000 |
| Total capital | 4,360,000 | 4,416,000 | 4,540,000 | 4,713,000 |
| Risk-weighted assets | 36,096,000 | 38,752,000 | 40,436,000 | 41,361,000 |