Call reports 2011
BENDENA STATE BANK — 2011
What BENDENA STATE BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 25,210,000 | 25,624,000 | 42,187,000 | 41,254,000 |
| Total loans | 17,156,000 | 19,515,000 | 24,720,000 | 24,766,000 |
| Allowance for loan losses | 163,000 | 165,000 | 170,000 | 171,000 |
| Securities available for sale | 4,210,000 | 4,098,000 | 11,047,000 | 12,438,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 22,706,000 | 22,986,000 | 38,553,000 | 37,641,000 |
| Interest-bearing deposits | 17,590,000 | 18,204,000 | 29,017,000 | 29,351,000 |
| Noninterest-bearing deposits | 5,116,000 | 4,782,000 | 9,536,000 | 8,290,000 |
| Equity capital | 2,262,000 | 2,362,000 | 3,335,000 | 3,407,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 271,000 | 562,000 | 938,000 | 1,355,000 |
| Interest expense | 69,000 | 134,000 | 207,000 | 281,000 |
| Net interest income | 202,000 | 428,000 | 731,000 | 1,074,000 |
| Noninterest income | 14,000 | 29,000 | 61,000 | 108,000 |
| Noninterest expense | 170,000 | 335,000 | 591,000 | 842,000 |
| Provision for loan losses | 2,000 | 4,000 | 9,000 | 11,000 |
| Pretax income | 44,000 | 118,000 | 192,000 | 329,000 |
| Income tax | 1,000 | 4,000 | 8,000 | 11,000 |
| Net income | 43,000 | 114,000 | 184,000 | 318,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,177,000 | 2,232,000 | 3,125,000 | 3,209,000 |
| Total capital | 2,340,000 | 2,397,000 | 3,295,000 | 3,380,000 |
| Risk-weighted assets | 16,598,000 | 18,375,000 | 25,851,000 | 26,586,000 |