Call reports 2025
FIRST NATIONAL BANK OF STEELEVILLE — 2025
What FIRST NATIONAL BANK OF STEELEVILLE reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 271,222,000 | 274,276,000 | 277,537,000 | 277,418,000 |
| Total loans | 113,305,000 | 113,151,000 | 113,439,000 | 121,051,000 |
| Allowance for loan losses | 1,215,000 | 1,202,000 | 1,195,000 | 1,248,000 |
| Securities available for sale | 119,915,000 | 131,609,000 | 137,688,000 | 134,772,000 |
| Securities held to maturity | 2,785,000 | 2,785,000 | 2,784,000 | 2,441,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 230,275,000 | 231,727,000 | 232,483,000 | 213,859,000 |
| Interest-bearing deposits | 201,944,000 | 203,424,000 | 203,811,000 | 185,497,000 |
| Noninterest-bearing deposits | 28,331,000 | 28,303,000 | 28,672,000 | 28,362,000 |
| Equity capital | 27,180,000 | 28,872,000 | 30,859,000 | 30,429,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 3,044,000 | 6,221,000 | 9,502,000 | 12,815,000 |
| Interest expense | 894,000 | 1,793,000 | 2,701,000 | 3,586,000 |
| Net interest income | 2,150,000 | 4,428,000 | 6,801,000 | 9,229,000 |
| Noninterest income | 346,000 | 905,000 | 1,270,000 | 1,635,000 |
| Noninterest expense | 1,353,000 | 2,709,000 | 4,068,000 | 5,743,000 |
| Provision for loan losses | 12,000 | -3,000 | -8,000 | 45,000 |
| Pretax income | 1,121,000 | 2,603,000 | 3,983,000 | 4,843,000 |
| Income tax | 15,000 | 36,000 | 56,000 | 68,000 |
| Net income | 1,106,000 | 2,567,000 | 3,927,000 | 4,775,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 35,902,000 | 36,906,000 | 37,715,000 | 36,262,000 |
| Total capital | 37,208,000 | 38,214,000 | 39,022,000 | 37,588,000 |
| Risk-weighted assets | 150,532,000 | 158,509,000 | 155,718,000 | 163,375,000 |