Call reports 2023
FIRST NATIONAL BANK OF STEELEVILLE — 2023
What FIRST NATIONAL BANK OF STEELEVILLE reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 242,851,000 | 239,204,000 | 236,222,000 | 244,493,000 |
| Total loans | 101,838,000 | 103,961,000 | 105,453,000 | 105,874,000 |
| Allowance for loan losses | 1,120,000 | 1,076,000 | 1,127,000 | 1,223,000 |
| Securities available for sale | 109,882,000 | 109,233,000 | 107,017,000 | 107,752,000 |
| Securities held to maturity | 2,737,000 | 2,736,000 | 2,735,000 | 2,664,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 211,454,000 | 207,401,000 | 204,221,000 | 193,211,000 |
| Interest-bearing deposits | 181,676,000 | 179,083,000 | 179,315,000 | 166,156,000 |
| Noninterest-bearing deposits | 29,778,000 | 28,318,000 | 24,906,000 | 27,055,000 |
| Equity capital | 22,142,000 | 22,228,000 | 20,896,000 | 24,154,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 2,330,000 | 4,825,000 | 7,437,000 | 10,153,000 |
| Interest expense | 381,000 | 852,000 | 1,407,000 | 2,041,000 |
| Net interest income | 1,949,000 | 3,973,000 | 6,030,000 | 8,112,000 |
| Noninterest income | 341,000 | 698,000 | 1,075,000 | 1,446,000 |
| Noninterest expense | 1,345,000 | 2,703,000 | 4,184,000 | 5,693,000 |
| Provision for loan losses | -16,000 | -62,000 | 1,000 | 118,000 |
| Pretax income | 795,000 | 1,737,000 | 2,640,000 | 3,320,000 |
| Income tax | 10,000 | 24,000 | 36,000 | 46,000 |
| Net income | 785,000 | 1,713,000 | 2,604,000 | 3,274,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,180,000 | 33,894,000 | 34,571,000 | 34,405,000 |
| Total capital | 34,345,000 | 35,060,000 | 35,776,000 | 35,713,000 |
| Risk-weighted assets | 139,772,000 | 146,628,000 | 143,446,000 | 148,282,000 |