Call reports 2020
FIRST NATIONAL BANK OF STEELEVILLE — 2020
What FIRST NATIONAL BANK OF STEELEVILLE reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 215,967,000 | 233,576,000 | 234,865,000 | 239,312,000 |
| Total loans | 92,058,000 | 94,037,000 | 94,226,000 | 91,793,000 |
| Allowance for loan losses | 1,121,000 | 1,128,000 | 1,131,000 | 1,132,000 |
| Securities available for sale | 88,294,000 | 107,332,000 | 110,630,000 | 111,392,000 |
| Securities held to maturity | 2,195,000 | 2,194,000 | 2,192,000 | 2,069,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 180,561,000 | 186,775,000 | 190,898,000 | 181,717,000 |
| Interest-bearing deposits | 157,843,000 | 159,312,000 | 163,159,000 | 153,078,000 |
| Noninterest-bearing deposits | 22,718,000 | 27,463,000 | 27,739,000 | 28,639,000 |
| Equity capital | 30,939,000 | 33,091,000 | 34,114,000 | 33,374,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,759,000 | 3,474,000 | 5,089,000 | 6,697,000 |
| Interest expense | 269,000 | 546,000 | 820,000 | 1,089,000 |
| Net interest income | 1,490,000 | 2,928,000 | 4,269,000 | 5,608,000 |
| Noninterest income | 317,000 | 602,000 | 945,000 | 1,229,000 |
| Noninterest expense | 1,286,000 | 2,501,000 | 3,738,000 | 4,933,000 |
| Provision for loan losses | -10,000 | -14,000 | 33,000 | 1,238,000 |
| Pretax income | 729,000 | 1,527,000 | 1,927,000 | 1,488,000 |
| Income tax | 0 | 0 | 0 | 6,000 |
| Net income | 729,000 | 1,527,000 | 1,927,000 | 1,482,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,766,000 | 31,197,000 | 31,305,000 | 30,853,000 |
| Total capital | 31,915,000 | 32,356,000 | 32,470,000 | 32,014,000 |
| Risk-weighted assets | 109,588,000 | 113,037,000 | 113,440,000 | 115,938,000 |