Call reports 2019
FIRST NATIONAL BANK OF STEELEVILLE — 2019
What FIRST NATIONAL BANK OF STEELEVILLE reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 198,735,000 | 202,105,000 | 204,451,000 | 205,890,000 |
| Total loans | 91,092,000 | 93,414,000 | 93,630,000 | 95,989,000 |
| Allowance for loan losses | 1,209,000 | 1,184,000 | 1,185,000 | 1,151,000 |
| Securities available for sale | 81,437,000 | 88,806,000 | 77,231,000 | 80,123,000 |
| Securities held to maturity | 1,581,000 | 2,065,000 | 2,547,000 | 2,197,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 165,293,000 | 165,573,000 | 168,242,000 | 155,983,000 |
| Interest-bearing deposits | 148,056,000 | 147,823,000 | 149,595,000 | 137,018,000 |
| Noninterest-bearing deposits | 17,237,000 | 17,750,000 | 18,647,000 | 18,965,000 |
| Equity capital | 29,350,000 | 30,864,000 | 31,507,000 | 30,725,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,730,000 | 3,529,000 | 5,352,000 | 7,158,000 |
| Interest expense | 207,000 | 440,000 | 690,000 | 950,000 |
| Net interest income | 1,523,000 | 3,089,000 | 4,662,000 | 6,208,000 |
| Noninterest income | 326,000 | 641,000 | 1,000,000 | 1,334,000 |
| Noninterest expense | 1,277,000 | 2,551,000 | 3,787,000 | 5,094,000 |
| Provision for loan losses | -16,000 | -17,000 | -11,000 | 9,000 |
| Pretax income | 585,000 | 1,211,000 | 2,426,000 | 2,979,000 |
| Income tax | 8,000 | 16,000 | 34,000 | 42,000 |
| Net income | 577,000 | 1,195,000 | 2,392,000 | 2,937,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,260,000 | 29,621,000 | 30,575,000 | 30,281,000 |
| Total capital | 30,501,000 | 30,838,000 | 31,787,000 | 31,449,000 |
| Risk-weighted assets | 108,596,000 | 111,961,000 | 108,462,000 | 112,115,000 |