Call reports 2016
FIRST NATIONAL BANK OF STEELEVILLE — 2016
What FIRST NATIONAL BANK OF STEELEVILLE reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 199,300,000 | 201,880,000 | 223,295,000 | 209,552,000 |
| Total loans | 86,894,000 | 88,076,000 | 86,846,000 | 93,493,000 |
| Allowance for loan losses | 1,204,000 | 1,237,000 | 1,214,000 | 1,250,000 |
| Securities available for sale | 88,822,000 | 89,809,000 | 93,115,000 | 89,448,000 |
| Securities held to maturity | 2,342,000 | 2,646,000 | 2,646,000 | 2,323,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 157,217,000 | 159,101,000 | 181,749,000 | 162,080,000 |
| Interest-bearing deposits | 142,174,000 | 145,200,000 | 151,877,000 | 142,345,000 |
| Noninterest-bearing deposits | 15,043,000 | 13,901,000 | 29,872,000 | 19,735,000 |
| Equity capital | 28,016,000 | 29,693,000 | 29,483,000 | 26,681,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,634,000 | 3,241,000 | 4,892,000 | 6,558,000 |
| Interest expense | 204,000 | 407,000 | 607,000 | 808,000 |
| Net interest income | 1,430,000 | 2,834,000 | 4,285,000 | 5,750,000 |
| Noninterest income | 307,000 | 630,000 | 977,000 | 1,309,000 |
| Noninterest expense | 1,191,000 | 2,457,000 | 3,779,000 | 5,022,000 |
| Provision for loan losses | 45,000 | 99,000 | 146,000 | 192,000 |
| Pretax income | 664,000 | 1,177,000 | 1,606,000 | 2,113,000 |
| Income tax | 8,000 | 15,000 | 21,000 | 28,000 |
| Net income | 656,000 | 1,162,000 | 1,585,000 | 2,085,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,065,000 | 26,571,000 | 26,826,000 | 26,710,000 |
| Total capital | 27,269,000 | 27,808,000 | 28,040,000 | 27,960,000 |
| Risk-weighted assets | 102,899,000 | 103,352,000 | 104,382,000 | 109,422,000 |