Call reports 2015
FIRST NATIONAL BANK OF STEELEVILLE — 2015
What FIRST NATIONAL BANK OF STEELEVILLE reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 200,221,000 | 195,497,000 | 195,797,000 | 202,974,000 |
| Total loans | 81,573,000 | 81,040,000 | 83,481,000 | 87,592,000 |
| Allowance for loan losses | 1,139,000 | 1,151,000 | 1,181,000 | 1,174,000 |
| Securities available for sale | 97,614,000 | 94,344,000 | 90,907,000 | 85,393,000 |
| Securities held to maturity | 1,262,000 | 1,261,000 | 1,260,000 | 2,342,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 157,873,000 | 151,880,000 | 154,298,000 | 157,278,000 |
| Interest-bearing deposits | 143,290,000 | 138,346,000 | 139,889,000 | 139,615,000 |
| Noninterest-bearing deposits | 14,583,000 | 13,534,000 | 14,409,000 | 17,663,000 |
| Equity capital | 27,088,000 | 26,174,000 | 27,388,000 | 26,782,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,650,000 | 3,277,000 | 4,874,000 | 6,487,000 |
| Interest expense | 235,000 | 462,000 | 681,000 | 890,000 |
| Net interest income | 1,415,000 | 2,815,000 | 4,193,000 | 5,597,000 |
| Noninterest income | 267,000 | 568,000 | 881,000 | 1,328,000 |
| Noninterest expense | 1,123,000 | 2,289,000 | 3,367,000 | 4,572,000 |
| Provision for loan losses | 49,000 | 99,000 | 149,000 | 198,000 |
| Pretax income | 540,000 | 1,109,000 | 1,722,000 | 2,319,000 |
| Income tax | 7,000 | 14,000 | 22,000 | 30,000 |
| Net income | 533,000 | 1,095,000 | 1,700,000 | 2,289,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,986,000 | 25,274,000 | 25,570,000 | 25,577,000 |
| Total capital | 26,125,000 | 26,425,000 | 26,751,000 | 26,751,000 |
| Risk-weighted assets | 96,564,000 | 94,703,000 | 98,911,000 | 103,777,000 |