Call reports 2012
FIRST NATIONAL BANK OF STEELEVILLE — 2012
What FIRST NATIONAL BANK OF STEELEVILLE reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 210,178,000 | 207,747,000 | 205,606,000 | 204,819,000 |
| Total loans | 81,753,000 | 84,442,000 | 84,271,000 | 90,454,000 |
| Allowance for loan losses | 1,279,000 | 1,309,000 | 1,236,000 | 1,209,000 |
| Securities available for sale | 113,637,000 | 106,997,000 | 104,159,000 | 97,732,000 |
| Securities held to maturity | 2,264,000 | 2,260,000 | 2,201,000 | 1,735,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 161,396,000 | 159,572,000 | 156,769,000 | 154,280,000 |
| Interest-bearing deposits | 146,765,000 | 147,790,000 | 145,720,000 | 142,841,000 |
| Noninterest-bearing deposits | 14,631,000 | 11,782,000 | 11,049,000 | 11,439,000 |
| Equity capital | 25,203,000 | 25,484,000 | 26,008,000 | 25,528,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 2,072,000 | 4,002,000 | 5,856,000 | 7,610,000 |
| Interest expense | 530,000 | 1,037,000 | 1,528,000 | 1,974,000 |
| Net interest income | 1,542,000 | 2,965,000 | 4,328,000 | 5,636,000 |
| Noninterest income | 185,000 | 482,000 | 791,000 | 1,097,000 |
| Noninterest expense | 1,008,000 | 2,066,000 | 3,096,000 | 4,136,000 |
| Provision for loan losses | 51,000 | 103,000 | 156,000 | 208,000 |
| Pretax income | 815,000 | 1,492,000 | 2,188,000 | 2,782,000 |
| Income tax | 13,000 | 23,000 | 32,000 | 39,000 |
| Net income | 802,000 | 1,469,000 | 2,156,000 | 2,743,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,807,000 | 22,303,000 | 22,791,000 | 22,931,000 |
| Total capital | 23,086,000 | 23,612,000 | 23,972,000 | 24,140,000 |
| Risk-weighted assets | 103,663,000 | 105,474,000 | 94,385,000 | 97,654,000 |