Call reports 2011
FIRST NATIONAL BANK OF STEELEVILLE — 2011
What FIRST NATIONAL BANK OF STEELEVILLE reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 209,455,000 | 208,464,000 | 207,337,000 | 205,962,000 |
| Total loans | 81,089,000 | 79,537,000 | 82,625,000 | 87,467,000 |
| Allowance for loan losses | 1,132,000 | 1,158,000 | 1,202,000 | 1,256,000 |
| Securities available for sale | 113,022,000 | 110,741,000 | 108,341,000 | 102,620,000 |
| Securities held to maturity | 2,646,000 | 2,529,000 | 2,524,000 | 2,268,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 163,566,000 | 160,560,000 | 158,546,000 | 153,876,000 |
| Interest-bearing deposits | 151,633,000 | 149,552,000 | 147,927,000 | 141,840,000 |
| Noninterest-bearing deposits | 11,933,000 | 11,008,000 | 10,619,000 | 12,036,000 |
| Equity capital | 23,019,000 | 24,880,000 | 25,561,000 | 24,835,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,978,000 | 3,979,000 | 6,004,000 | 8,167,000 |
| Interest expense | 658,000 | 1,287,000 | 1,868,000 | 2,419,000 |
| Net interest income | 1,320,000 | 2,692,000 | 4,136,000 | 5,748,000 |
| Noninterest income | 249,000 | 523,000 | 773,000 | 1,063,000 |
| Noninterest expense | 1,041,000 | 2,082,000 | 3,135,000 | 4,148,000 |
| Provision for loan losses | 51,000 | 102,000 | 155,000 | 208,000 |
| Pretax income | 477,000 | 1,087,000 | 1,714,000 | 2,621,000 |
| Income tax | 6,000 | 14,000 | 23,000 | 36,000 |
| Net income | 471,000 | 1,073,000 | 1,691,000 | 2,585,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,026,000 | 21,413,000 | 21,706,000 | 21,803,000 |
| Total capital | 22,158,000 | 22,571,000 | 22,908,000 | 23,059,000 |
| Risk-weighted assets | 105,106,000 | 104,332,000 | 105,928,000 | 106,614,000 |