Call reports 2014
CHURCH POINT BANK AND TRUST COMPANY — 2014
What CHURCH POINT BANK AND TRUST COMPANY reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 |
|---|---|---|---|
| Total assets | 47,367,000 | 46,706,000 | 46,333,000 |
| Total loans | 14,647,000 | 14,221,000 | 13,815,000 |
| Allowance for loan losses | 203,000 | 189,000 | 186,000 |
| Securities available for sale | 23,185,000 | 26,065,000 | 24,965,000 |
| Securities held to maturity | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 42,866,000 | 41,937,000 | 41,503,000 |
| Interest-bearing deposits | 31,038,000 | 29,677,000 | 29,123,000 |
| Noninterest-bearing deposits | 11,828,000 | 12,260,000 | 12,381,000 |
| Equity capital | 4,431,000 | 4,735,000 | 4,578,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 |
|---|---|---|---|
| Interest income | 318,000 | 634,000 | 932,000 |
| Interest expense | 12,000 | 27,000 | 39,000 |
| Net interest income | 306,000 | 607,000 | 893,000 |
| Noninterest income | 66,000 | 154,000 | 252,000 |
| Noninterest expense | 386,000 | 705,000 | 1,251,000 |
| Provision for loan losses | 9,000 | 8,000 | 8,000 |
| Pretax income | -23,000 | 48,000 | -114,000 |
| Income tax | 0 | 0 | 0 |
| Net income | -23,000 | 48,000 | -114,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 |
|---|---|---|---|
| Tier 1 capital | 4,524,000 | 4,595,000 | 4,433,000 |
| Total capital | 4,727,000 | 4,784,000 | 4,619,000 |
| Risk-weighted assets | 18,979,000 | 18,722,000 | 18,206,000 |