Call reports 2013
CHURCH POINT BANK AND TRUST COMPANY — 2013
What CHURCH POINT BANK AND TRUST COMPANY reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 49,240,000 | 47,183,000 | 45,360,000 | 46,794,000 |
| Total loans | 17,300,000 | 17,334,000 | 16,927,000 | 16,229,000 |
| Allowance for loan losses | 277,000 | 274,000 | 174,000 | 195,000 |
| Securities available for sale | 19,335,000 | 18,449,000 | 17,850,000 | 20,857,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 44,471,000 | 42,804,000 | 40,858,000 | 42,531,000 |
| Interest-bearing deposits | 31,628,000 | 31,137,000 | 29,682,000 | 30,191,000 |
| Noninterest-bearing deposits | 12,843,000 | 11,667,000 | 11,176,000 | 12,340,000 |
| Equity capital | 4,747,000 | 4,348,000 | 4,452,000 | 4,232,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 310,000 | 632,000 | 935,000 | 1,260,000 |
| Interest expense | 19,000 | 33,000 | 47,000 | 61,000 |
| Net interest income | 291,000 | 599,000 | 888,000 | 1,199,000 |
| Noninterest income | 68,000 | 153,000 | 252,000 | 338,000 |
| Noninterest expense | 355,000 | 687,000 | 1,035,000 | 1,442,000 |
| Provision for loan losses | 0 | 0 | 0 | 19,000 |
| Pretax income | 4,000 | 65,000 | 105,000 | 76,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 4,000 | 65,000 | 105,000 | 76,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,475,000 | 4,536,000 | 4,576,000 | 4,547,000 |
| Total capital | 4,734,000 | 4,797,000 | 4,750,000 | 4,742,000 |
| Risk-weighted assets | 20,675,000 | 20,847,000 | 20,132,000 | 20,283,000 |