Call reports 2012
CHURCH POINT BANK AND TRUST COMPANY — 2012
What CHURCH POINT BANK AND TRUST COMPANY reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 45,995,000 | 46,925,000 | 46,090,000 | 46,560,000 |
| Total loans | 17,755,000 | 17,029,000 | 17,380,000 | 16,663,000 |
| Allowance for loan losses | 257,000 | 276,000 | 281,000 | 205,000 |
| Securities available for sale | 12,684,000 | 13,914,000 | 14,416,000 | 14,815,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 41,164,000 | 42,021,000 | 41,083,000 | 41,716,000 |
| Interest-bearing deposits | 29,078,000 | 29,545,000 | 29,298,000 | 29,969,000 |
| Noninterest-bearing deposits | 12,086,000 | 12,476,000 | 11,785,000 | 11,747,000 |
| Equity capital | 4,777,000 | 4,869,000 | 4,963,000 | 4,826,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 377,000 | 740,000 | 1,092,000 | 1,422,000 |
| Interest expense | 29,000 | 56,000 | 82,000 | 104,000 |
| Net interest income | 348,000 | 684,000 | 1,010,000 | 1,318,000 |
| Noninterest income | 73,000 | 142,000 | 210,000 | 285,000 |
| Noninterest expense | 373,000 | 708,000 | 1,068,000 | 1,485,000 |
| Provision for loan losses | 8,000 | 27,000 | 31,000 | 103,000 |
| Pretax income | 40,000 | 91,000 | 121,000 | 15,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 40,000 | 91,000 | 121,000 | 15,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,496,000 | 4,547,000 | 4,578,000 | 4,471,000 |
| Total capital | 4,753,000 | 4,801,000 | 4,835,000 | 4,676,000 |
| Risk-weighted assets | 21,004,000 | 20,315,000 | 20,524,000 | 19,748,000 |