Call reports 2011
CHURCH POINT BANK AND TRUST COMPANY — 2011
What CHURCH POINT BANK AND TRUST COMPANY reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 45,012,000 | 44,721,000 | 44,982,000 | 42,488,000 |
| Total loans | 16,876,000 | 17,664,000 | 18,441,000 | 18,014,000 |
| Allowance for loan losses | 294,000 | 245,000 | 245,000 | 256,000 |
| Securities available for sale | 8,364,000 | 11,228,000 | 10,991,000 | 10,919,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 40,426,000 | 39,992,000 | 40,075,000 | 37,656,000 |
| Interest-bearing deposits | 28,816,000 | 28,533,000 | 27,356,000 | 27,237,000 |
| Noninterest-bearing deposits | 11,610,000 | 11,459,000 | 12,719,000 | 10,419,000 |
| Equity capital | 4,537,000 | 4,675,000 | 4,845,000 | 4,770,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 379,000 | 783,000 | 1,197,000 | 1,601,000 |
| Interest expense | 42,000 | 82,000 | 116,000 | 148,000 |
| Net interest income | 337,000 | 701,000 | 1,081,000 | 1,453,000 |
| Noninterest income | 79,000 | 168,000 | 258,000 | 347,000 |
| Noninterest expense | 399,000 | 819,000 | 1,189,000 | 1,600,000 |
| Provision for loan losses | 0 | 0 | 0 | 16,000 |
| Pretax income | 17,000 | 59,000 | 159,000 | 193,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 17,000 | 59,000 | 159,000 | 193,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,357,000 | 4,399,000 | 4,499,000 | 4,457,000 |
| Total capital | 4,620,000 | 4,644,000 | 4,744,000 | 4,713,000 |
| Risk-weighted assets | 21,024,000 | 21,593,000 | 21,890,000 | 20,891,000 |