Call reports 2010
BANK OF STAPLETON — 2010
What BANK OF STAPLETON reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 18,360,000 | 18,702,000 | 19,362,000 | 19,953,000 |
| Total loans | 13,440,000 | 14,192,000 | 15,300,000 | 14,458,000 |
| Allowance for loan losses | 111,000 | 126,000 | 138,000 | 124,000 |
| Securities available for sale | 2,047,000 | 2,015,000 | 2,014,000 | 2,176,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 14,977,000 | 15,286,000 | 15,581,000 | 16,277,000 |
| Interest-bearing deposits | 12,576,000 | 12,942,000 | 13,650,000 | 13,238,000 |
| Noninterest-bearing deposits | 2,400,000 | 2,344,000 | 1,931,000 | 3,039,000 |
| Equity capital | 2,165,000 | 2,200,000 | 2,223,000 | 2,142,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 297,000 | 600,000 | 912,000 | 1,212,000 |
| Interest expense | 55,000 | 125,000 | 184,000 | 232,000 |
| Net interest income | 242,000 | 475,000 | 728,000 | 980,000 |
| Noninterest income | 32,000 | 70,000 | 108,000 | 144,000 |
| Noninterest expense | 227,000 | 463,000 | 705,000 | 941,000 |
| Provision for loan losses | 12,000 | 24,000 | 36,000 | 48,000 |
| Pretax income | 35,000 | 58,000 | 95,000 | 135,000 |
| Income tax | 2,000 | 2,000 | 16,000 | 112,000 |
| Net income | 33,000 | 56,000 | 79,000 | 23,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,136,000 | 2,159,000 | 2,183,000 | 2,126,000 |
| Total capital | 2,247,000 | 2,285,000 | 2,321,000 | 2,250,000 |
| Risk-weighted assets | 17,384,000 | 17,794,000 | 18,583,000 | 18,659,000 |