Call reports 2019
BANK OF CAIRO AND MOBERLY — 2019
What BANK OF CAIRO AND MOBERLY reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 |
|---|---|---|---|
| Total assets | 105,792,000 | 101,739,000 | 105,454,000 |
| Total loans | 50,640,000 | 51,837,000 | 52,539,000 |
| Allowance for loan losses | 577,000 | 578,000 | 578,000 |
| Securities available for sale | 11,100,000 | 9,862,000 | 0 |
| Securities held to maturity | 22,627,000 | 23,260,000 | 32,923,000 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 84,432,000 | 83,026,000 | 87,699,000 |
| Interest-bearing deposits | 61,536,000 | 58,025,000 | 63,837,000 |
| Noninterest-bearing deposits | 22,896,000 | 25,001,000 | 23,862,000 |
| Equity capital | 20,202,000 | 17,531,000 | 17,632,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 |
|---|---|---|---|
| Interest income | 1,005,000 | 2,000,000 | 3,021,000 |
| Interest expense | 96,000 | 183,000 | 270,000 |
| Net interest income | 909,000 | 1,817,000 | 2,751,000 |
| Noninterest income | 255,000 | 521,000 | 858,000 |
| Noninterest expense | 716,000 | 1,406,000 | 2,298,000 |
| Provision for loan losses | 0 | 0 | 0 |
| Pretax income | 448,000 | 932,000 | 1,311,000 |
| Income tax | 76,000 | 144,000 | 300,000 |
| Net income | 372,000 | 788,000 | 1,011,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 |
|---|---|---|---|
| Tier 1 capital | 20,259,000 | 17,546,000 | 17,632,000 |
| Total capital | 20,836,000 | 18,124,000 | 18,210,000 |
| Risk-weighted assets | 78,280,000 | 78,228,000 | 79,524,000 |