Call reports 2018
BANK OF CAIRO AND MOBERLY — 2018
What BANK OF CAIRO AND MOBERLY reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 112,207,000 | 100,380,000 | 99,821,000 | 106,071,000 |
| Total loans | 56,902,000 | 56,033,000 | 55,018,000 | 54,222,000 |
| Allowance for loan losses | 574,000 | 575,000 | 576,000 | 577,000 |
| Securities available for sale | 26,766,000 | 25,555,000 | 11,704,000 | 11,086,000 |
| Securities held to maturity | 2,503,000 | 3,748,000 | 19,774,000 | 21,841,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 92,282,000 | 80,192,000 | 78,986,000 | 84,935,000 |
| Interest-bearing deposits | 71,134,000 | 56,526,000 | 56,422,000 | 62,064,000 |
| Noninterest-bearing deposits | 21,148,000 | 23,666,000 | 22,564,000 | 22,871,000 |
| Equity capital | 18,624,000 | 18,920,000 | 19,510,000 | 19,885,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 920,000 | 1,870,000 | 2,834,000 | 3,848,000 |
| Interest expense | 44,000 | 92,000 | 145,000 | 231,000 |
| Net interest income | 876,000 | 1,778,000 | 2,689,000 | 3,617,000 |
| Noninterest income | 191,000 | 455,000 | 707,000 | 938,000 |
| Noninterest expense | 620,000 | 1,273,000 | 1,916,000 | 2,591,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 445,000 | 948,000 | 1,465,000 | 1,948,000 |
| Income tax | 49,000 | 124,000 | 200,000 | 237,000 |
| Net income | 396,000 | 824,000 | 1,265,000 | 1,711,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,084,000 | 19,384,000 | 19,697,000 | 20,015,000 |
| Total capital | 19,658,000 | 19,959,000 | 20,273,000 | 20,592,000 |
| Risk-weighted assets | 82,466,000 | 79,388,000 | 78,690,000 | 79,377,000 |