Call reports 2017
BANK OF CAIRO AND MOBERLY — 2017
What BANK OF CAIRO AND MOBERLY reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 102,162,000 | 88,246,000 | 102,118,000 | 108,223,000 |
| Total loans | 58,760,000 | 58,180,000 | 57,138,000 | 57,742,000 |
| Allowance for loan losses | 548,000 | 563,000 | 529,000 | 574,000 |
| Securities available for sale | 26,375,000 | 21,953,000 | 23,870,000 | 26,448,000 |
| Securities held to maturity | 0 | 715,000 | 1,319,000 | 2,095,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 82,609,000 | 68,371,000 | 82,210,000 | 88,527,000 |
| Interest-bearing deposits | 61,787,000 | 47,753,000 | 62,225,000 | 67,012,000 |
| Noninterest-bearing deposits | 20,822,000 | 20,618,000 | 19,985,000 | 21,515,000 |
| Equity capital | 18,403,000 | 18,681,000 | 18,684,000 | 18,474,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 821,000 | 1,654,000 | 2,498,000 | 3,405,000 |
| Interest expense | 31,000 | 61,000 | 91,000 | 132,000 |
| Net interest income | 790,000 | 1,593,000 | 2,407,000 | 3,273,000 |
| Noninterest income | 193,000 | 431,000 | 632,000 | 818,000 |
| Noninterest expense | 605,000 | 1,216,000 | 1,836,000 | 2,455,000 |
| Provision for loan losses | 15,000 | 30,000 | 375,000 | 275,000 |
| Pretax income | 370,000 | 819,000 | 869,000 | 1,402,000 |
| Income tax | 116,000 | 230,000 | 188,000 | 522,000 |
| Net income | 254,000 | 589,000 | 681,000 | 880,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,574,000 | 18,781,000 | 18,745,000 | 18,816,000 |
| Total capital | 19,122,000 | 19,344,000 | 19,274,000 | 19,390,000 |
| Risk-weighted assets | 74,980,000 | 73,607,000 | 78,160,000 | 78,758,000 |