Call reports 2016
BANK OF CAIRO AND MOBERLY — 2016
What BANK OF CAIRO AND MOBERLY reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 101,601,000 | 93,368,000 | 99,266,000 | 105,712,000 |
| Total loans | 56,231,000 | 54,794,000 | 56,618,000 | 57,115,000 |
| Allowance for loan losses | 595,000 | 601,000 | 546,000 | 559,000 |
| Securities available for sale | 24,888,000 | 24,690,000 | 24,924,000 | 25,764,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 82,481,000 | 73,983,000 | 79,628,000 | 86,511,000 |
| Interest-bearing deposits | 64,321,000 | 55,409,000 | 60,621,000 | 66,687,000 |
| Noninterest-bearing deposits | 18,160,000 | 18,574,000 | 19,007,000 | 19,824,000 |
| Equity capital | 17,960,000 | 18,235,000 | 18,454,000 | 18,097,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 817,000 | 1,621,000 | 2,400,000 | 3,217,000 |
| Interest expense | 32,000 | 63,000 | 92,000 | 125,000 |
| Net interest income | 785,000 | 1,558,000 | 2,308,000 | 3,092,000 |
| Noninterest income | 199,000 | 414,000 | 640,000 | 810,000 |
| Noninterest expense | 586,000 | 1,177,000 | 1,762,000 | 2,357,000 |
| Provision for loan losses | 12,000 | 24,000 | 36,000 | 48,000 |
| Pretax income | 399,000 | 868,000 | 1,359,000 | 1,716,000 |
| Income tax | 99,000 | 215,000 | 319,000 | 405,000 |
| Net income | 300,000 | 653,000 | 1,040,000 | 1,311,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,821,000 | 18,046,000 | 18,305,000 | 18,448,000 |
| Total capital | 18,416,000 | 18,647,000 | 18,851,000 | 19,007,000 |
| Risk-weighted assets | 70,439,000 | 69,190,000 | 71,946,000 | 72,983,000 |