Call reports 2015
BANK OF CAIRO AND MOBERLY — 2015
What BANK OF CAIRO AND MOBERLY reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 102,014,000 | 90,557,000 | 93,028,000 | 101,678,000 |
| Total loans | 56,377,000 | 57,024,000 | 57,820,000 | 56,554,000 |
| Allowance for loan losses | 597,000 | 600,000 | 599,000 | 601,000 |
| Securities available for sale | 24,227,000 | 24,183,000 | 23,853,000 | 24,914,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 83,681,000 | 72,147,000 | 74,333,000 | 82,877,000 |
| Interest-bearing deposits | 66,354,000 | 54,890,000 | 58,202,000 | 64,967,000 |
| Noninterest-bearing deposits | 17,327,000 | 17,257,000 | 16,131,000 | 17,910,000 |
| Equity capital | 17,200,000 | 17,332,000 | 17,570,000 | 17,741,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 843,000 | 1,693,000 | 2,550,000 | 3,371,000 |
| Interest expense | 34,000 | 65,000 | 94,000 | 129,000 |
| Net interest income | 809,000 | 1,628,000 | 2,456,000 | 3,242,000 |
| Noninterest income | 188,000 | 384,000 | 571,000 | 717,000 |
| Noninterest expense | 581,000 | 1,162,000 | 1,731,000 | 2,311,000 |
| Provision for loan losses | 3,000 | 6,000 | 9,000 | 12,000 |
| Pretax income | 415,000 | 865,000 | 1,317,000 | 1,696,000 |
| Income tax | 104,000 | 202,000 | 306,000 | 397,000 |
| Net income | 311,000 | 663,000 | 1,011,000 | 1,299,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,020,000 | 17,256,000 | 17,489,000 | 17,649,000 |
| Total capital | 17,617,000 | 17,856,000 | 18,088,000 | 18,250,000 |
| Risk-weighted assets | 68,882,000 | 69,191,000 | 70,195,000 | 70,012,000 |