Call reports 2013
BANK OF CAIRO AND MOBERLY — 2013
What BANK OF CAIRO AND MOBERLY reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 96,737,000 | 98,916,000 | 97,348,000 | 103,949,000 |
| Total loans | 53,429,000 | 52,309,000 | 53,653,000 | 54,322,000 |
| Allowance for loan losses | 604,000 | 554,000 | 556,000 | 558,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 16,452,000 | 17,601,000 | 19,749,000 | 22,047,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 80,514,000 | 82,502,000 | 80,627,000 | 87,065,000 |
| Interest-bearing deposits | 65,799,000 | 66,854,000 | 65,475,000 | 71,594,000 |
| Noninterest-bearing deposits | 14,715,000 | 15,648,000 | 15,152,000 | 15,471,000 |
| Equity capital | 15,222,000 | 15,463,000 | 15,717,000 | 15,907,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 851,000 | 1,684,000 | 2,531,000 | 3,394,000 |
| Interest expense | 56,000 | 95,000 | 132,000 | 173,000 |
| Net interest income | 795,000 | 1,589,000 | 2,399,000 | 3,221,000 |
| Noninterest income | 161,000 | 343,000 | 560,000 | 702,000 |
| Noninterest expense | 524,000 | 1,093,000 | 1,665,000 | 2,240,000 |
| Provision for loan losses | 2,000 | 3,000 | 5,000 | 6,000 |
| Pretax income | 430,000 | 836,000 | 1,289,000 | 1,677,000 |
| Income tax | 98,000 | 181,000 | 298,000 | 380,000 |
| Net income | 332,000 | 655,000 | 991,000 | 1,297,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,222,000 | 15,463,000 | 15,717,000 | 15,907,000 |
| Total capital | 15,826,000 | 16,017,000 | 16,273,000 | 16,465,000 |
| Risk-weighted assets | 58,945,000 | 58,603,000 | 60,898,000 | 63,171,000 |