Call reports 2012
BANK OF CAIRO AND MOBERLY — 2012
What BANK OF CAIRO AND MOBERLY reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 89,229,000 | 83,908,000 | 91,597,000 | 103,212,000 |
| Total loans | 58,224,000 | 55,713,000 | 55,534,000 | 54,912,000 |
| Allowance for loan losses | 602,000 | 605,000 | 605,000 | 605,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 12,988,000 | 14,526,000 | 15,071,000 | 16,042,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 74,003,000 | 68,534,000 | 75,891,000 | 87,285,000 |
| Interest-bearing deposits | 61,370,000 | 56,403,000 | 61,935,000 | 72,524,000 |
| Noninterest-bearing deposits | 12,633,000 | 12,131,000 | 13,956,000 | 14,761,000 |
| Equity capital | 14,146,000 | 14,447,000 | 14,734,000 | 14,973,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 937,000 | 1,846,000 | 2,748,000 | 3,646,000 |
| Interest expense | 78,000 | 150,000 | 217,000 | 286,000 |
| Net interest income | 859,000 | 1,696,000 | 2,531,000 | 3,360,000 |
| Noninterest income | 328,000 | 552,000 | 731,000 | 919,000 |
| Noninterest expense | 543,000 | 1,079,000 | 1,587,000 | 2,151,000 |
| Provision for loan losses | 6,000 | 10,000 | 10,000 | 10,000 |
| Pretax income | 638,000 | 1,159,000 | 1,665,000 | 2,114,000 |
| Income tax | 152,000 | 290,000 | 427,000 | 554,000 |
| Net income | 486,000 | 869,000 | 1,238,000 | 1,560,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,146,000 | 14,447,000 | 14,734,000 | 14,973,000 |
| Total capital | 14,748,000 | 15,052,000 | 15,339,000 | 15,578,000 |
| Risk-weighted assets | 60,417,000 | 58,949,000 | 58,882,000 | 59,872,000 |