Call reports 2025
BRISTOL MORGAN BANK — 2025
What BRISTOL MORGAN BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 166,860,000 | 176,795,000 | 180,773,000 | 191,749,000 |
| Total loans | 139,814,000 | 145,865,000 | 149,372,000 | 157,794,000 |
| Allowance for loan losses | 1,409,000 | 1,529,000 | 1,605,000 | 1,676,000 |
| Securities available for sale | 15,696,000 | 15,592,000 | 17,309,000 | 16,661,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 127,320,000 | 131,549,000 | 138,744,000 | 149,871,000 |
| Interest-bearing deposits | 103,562,000 | 108,740,000 | 113,756,000 | 121,920,000 |
| Noninterest-bearing deposits | 23,758,000 | 22,809,000 | 24,988,000 | 27,951,000 |
| Equity capital | 18,334,000 | 18,718,000 | 19,320,000 | 18,970,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 2,429,000 | 5,077,000 | 7,837,000 | 10,819,000 |
| Interest expense | 841,000 | 1,746,000 | 2,688,000 | 3,679,000 |
| Net interest income | 1,588,000 | 3,331,000 | 5,149,000 | 7,140,000 |
| Noninterest income | 83,000 | 174,000 | 254,000 | 340,000 |
| Noninterest expense | 1,299,000 | 2,565,000 | 4,074,000 | 5,464,000 |
| Provision for loan losses | 60,000 | 120,000 | 180,000 | 240,000 |
| Pretax income | 351,000 | 860,000 | 1,186,000 | 1,806,000 |
| Income tax | 58,000 | 152,000 | 205,000 | 317,000 |
| Net income | 293,000 | 708,000 | 981,000 | 1,489,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,775,000 | 19,202,000 | 19,468,000 | 19,080,000 |
| Total capital | 20,230,000 | 20,779,000 | 21,120,000 | 20,807,000 |
| Risk-weighted assets | 132,453,000 | 141,548,000 | 150,153,000 | 148,380,000 |