Call reports 2024
BRISTOL MORGAN BANK — 2024
What BRISTOL MORGAN BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 155,368,000 | 159,227,000 | 171,521,000 | 173,501,000 |
| Total loans | 130,476,000 | 133,107,000 | 139,456,000 | 144,653,000 |
| Allowance for loan losses | 1,419,000 | 1,539,000 | 1,204,000 | 1,331,000 |
| Securities available for sale | 15,213,000 | 15,168,000 | 15,413,000 | 15,764,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 118,298,000 | 117,849,000 | 132,427,000 | 136,114,000 |
| Interest-bearing deposits | 95,496,000 | 94,029,000 | 107,470,000 | 109,461,000 |
| Noninterest-bearing deposits | 22,802,000 | 23,820,000 | 24,957,000 | 26,653,000 |
| Equity capital | 17,443,000 | 17,485,000 | 17,870,000 | 18,104,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 2,080,000 | 4,230,000 | 6,568,000 | 9,089,000 |
| Interest expense | 684,000 | 1,395,000 | 2,281,000 | 3,137,000 |
| Net interest income | 1,396,000 | 2,835,000 | 4,287,000 | 5,952,000 |
| Noninterest income | -212,000 | -112,000 | -482,000 | 79,000 |
| Noninterest expense | 1,251,000 | 2,529,000 | 3,765,000 | 4,902,000 |
| Provision for loan losses | -173,000 | -53,000 | -386,000 | 187,000 |
| Pretax income | 134,000 | 274,000 | 456,000 | 972,000 |
| Income tax | 15,000 | 30,000 | 56,000 | 147,000 |
| Net income | 119,000 | 244,000 | 400,000 | 825,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,759,000 | 17,890,000 | 18,050,000 | 18,476,000 |
| Total capital | 19,225,000 | 19,457,000 | — | 19,854,000 |
| Risk-weighted assets | 121,971,000 | 125,368,000 | — | 143,037,000 |