Call reports 2023
BRISTOL MORGAN BANK — 2023
What BRISTOL MORGAN BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 171,804,000 | 168,882,000 | 161,812,000 | 167,962,000 |
| Total loans | 136,976,000 | 135,841,000 | 132,042,000 | 129,151,000 |
| Allowance for loan losses | 2,558,000 | 2,678,000 | 1,494,000 | 1,592,000 |
| Securities available for sale | 14,969,000 | 14,290,000 | 14,698,000 | 14,339,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 134,941,000 | 130,131,000 | 123,681,000 | 132,338,000 |
| Interest-bearing deposits | 110,584,000 | 106,275,000 | 97,819,000 | 106,257,000 |
| Noninterest-bearing deposits | 24,357,000 | 23,856,000 | 25,862,000 | 26,081,000 |
| Equity capital | 18,441,000 | 18,684,000 | 18,446,000 | 17,388,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 2,000,000 | 4,138,000 | 6,381,000 | 8,379,000 |
| Interest expense | 362,000 | 863,000 | 1,564,000 | 2,232,000 |
| Net interest income | 1,638,000 | 3,275,000 | 4,817,000 | 6,147,000 |
| Noninterest income | 216,000 | 395,000 | 504,000 | 583,000 |
| Noninterest expense | 1,190,000 | 2,401,000 | 3,619,000 | 4,835,000 |
| Provision for loan losses | 120,000 | 240,000 | 335,000 | 2,344,000 |
| Pretax income | 831,000 | 1,311,000 | 1,629,000 | -212,000 |
| Income tax | 215,000 | 333,000 | 407,000 | 82,000 |
| Net income | 616,000 | 978,000 | 1,222,000 | -294,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,036,000 | 19,400,000 | 19,147,000 | 17,636,000 |
| Total capital | 20,682,000 | 21,019,000 | 20,666,000 | 19,173,000 |
| Risk-weighted assets | 130,747,000 | 128,436,000 | 126,097,000 | 122,887,000 |