Call reports 2022
BRISTOL MORGAN BANK — 2022
What BRISTOL MORGAN BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 178,599,000 | 174,460,000 | 170,237,000 | 176,261,000 |
| Total loans | 148,458,000 | 150,034,000 | 145,796,000 | 139,933,000 |
| Allowance for loan losses | 1,731,000 | 1,853,000 | 2,276,000 | 2,439,000 |
| Securities available for sale | 13,564,000 | 13,446,000 | 13,742,000 | 14,458,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 141,014,000 | 141,860,000 | 139,904,000 | 145,241,000 |
| Interest-bearing deposits | 116,441,000 | 117,156,000 | 112,149,000 | 116,062,000 |
| Noninterest-bearing deposits | 24,573,000 | 24,705,000 | 27,756,000 | 29,179,000 |
| Equity capital | 17,329,000 | 17,311,000 | 17,185,000 | 17,778,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 1,781,000 | 3,609,000 | 5,503,000 | 7,726,000 |
| Interest expense | 267,000 | 488,000 | 711,000 | 1,004,000 |
| Net interest income | 1,514,000 | 3,121,000 | 4,792,000 | 6,722,000 |
| Noninterest income | 105,000 | 192,000 | 279,000 | 386,000 |
| Noninterest expense | 1,207,000 | 2,437,000 | 3,698,000 | 4,949,000 |
| Provision for loan losses | 120,000 | 240,000 | 666,000 | 806,000 |
| Pretax income | 290,000 | 632,000 | 702,000 | 1,348,000 |
| Income tax | 67,000 | 147,000 | 152,000 | 318,000 |
| Net income | 223,000 | 485,000 | 550,000 | 1,030,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,599,000 | 17,864,000 | 17,932,000 | 18,416,000 |
| Total capital | 19,318,000 | 19,597,000 | 19,590,000 | 20,047,000 |
| Risk-weighted assets | 137,517,000 | 138,502,000 | 132,057,000 | 129,693,000 |