Call reports 2020
BRISTOL MORGAN BANK — 2020
What BRISTOL MORGAN BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 105,093,000 | 131,128,000 | 134,977,000 | 147,519,000 |
| Total loans | 78,377,000 | 93,560,000 | 108,743,000 | 114,883,000 |
| Allowance for loan losses | 694,000 | 832,000 | 962,000 | 1,085,000 |
| Securities available for sale | 13,861,000 | 14,405,000 | 14,491,000 | 14,743,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 83,599,000 | 103,952,000 | 109,216,000 | 120,980,000 |
| Interest-bearing deposits | 70,788,000 | 83,582,000 | 89,051,000 | 97,348,000 |
| Noninterest-bearing deposits | 12,811,000 | 20,370,000 | 20,165,000 | 23,632,000 |
| Equity capital | 11,472,000 | 11,790,000 | 11,959,000 | 12,637,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,088,000 | 2,438,000 | 3,763,000 | 5,156,000 |
| Interest expense | 257,000 | 507,000 | 765,000 | 1,018,000 |
| Net interest income | 831,000 | 1,931,000 | 2,998,000 | 4,138,000 |
| Noninterest income | 150,000 | 366,000 | 558,000 | 1,295,000 |
| Noninterest expense | 955,000 | 1,943,000 | 2,884,000 | 3,919,000 |
| Provision for loan losses | 83,000 | 250,000 | 378,000 | 501,000 |
| Pretax income | -20,000 | 162,000 | 353,000 | 1,074,000 |
| Income tax | -21,000 | 12,000 | 52,000 | 112,000 |
| Net income | 1,000 | 150,000 | 301,000 | 962,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,113,000 | 11,337,000 | 11,492,000 | 12,153,000 |
| Total capital | 11,807,000 | 12,169,000 | 12,454,000 | 13,238,000 |
| Risk-weighted assets | 87,386,000 | 98,158,000 | 108,119,000 | 114,098,000 |