Call reports 2019
BRISTOL MORGAN BANK — 2019
What BRISTOL MORGAN BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 100,492,000 | 100,581,000 | 102,230,000 | 112,254,000 |
| Total loans | 69,964,000 | 66,325,000 | 65,446,000 | 66,142,000 |
| Allowance for loan losses | 934,000 | 939,000 | 955,000 | 616,000 |
| Securities available for sale | 13,701,000 | 13,655,000 | 14,139,000 | 14,140,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 81,083,000 | 81,768,000 | 83,223,000 | 92,258,000 |
| Interest-bearing deposits | 69,028,000 | 68,060,000 | 69,278,000 | 76,791,000 |
| Noninterest-bearing deposits | 12,055,000 | 13,708,000 | 13,945,000 | 15,468,000 |
| Equity capital | 11,167,000 | 11,297,000 | 11,402,000 | 11,459,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,085,000 | 2,167,000 | 3,220,000 | 4,251,000 |
| Interest expense | 238,000 | 515,000 | 791,000 | 1,047,000 |
| Net interest income | 847,000 | 1,652,000 | 2,429,000 | 3,204,000 |
| Noninterest income | 122,000 | 258,000 | 432,000 | 594,000 |
| Noninterest expense | 908,000 | 1,826,000 | 2,705,000 | 3,615,000 |
| Provision for loan losses | 33,000 | 50,000 | 66,000 | 116,000 |
| Pretax income | 28,000 | 34,000 | 105,000 | 82,000 |
| Income tax | 10,000 | 20,000 | 30,000 | -41,000 |
| Net income | 18,000 | 14,000 | 75,000 | 123,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,988,000 | 10,986,000 | 11,047,000 | 11,108,000 |
| Total capital | 11,922,000 | 11,925,000 | 12,002,000 | 11,724,000 |
| Risk-weighted assets | 81,322,000 | 79,681,000 | 76,402,000 | 80,727,000 |