Call reports 2018
BRISTOL MORGAN BANK — 2018
What BRISTOL MORGAN BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 94,244,000 | 98,507,000 | 101,153,000 | 101,109,000 |
| Total loans | 65,704,000 | 70,261,000 | 73,044,000 | 71,401,000 |
| Allowance for loan losses | 764,000 | 830,000 | 873,000 | 922,000 |
| Securities available for sale | 13,891,000 | 13,970,000 | 14,229,000 | 14,277,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 77,949,000 | 83,224,000 | 82,854,000 | 82,027,000 |
| Interest-bearing deposits | 65,851,000 | 70,603,000 | 69,362,000 | 68,870,000 |
| Noninterest-bearing deposits | 12,097,000 | 12,620,000 | 13,492,000 | 13,156,000 |
| Equity capital | 11,054,000 | 11,047,000 | 11,035,000 | 10,962,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 957,000 | 1,946,000 | 2,987,000 | 4,070,000 |
| Interest expense | 154,000 | 332,000 | 539,000 | 770,000 |
| Net interest income | 803,000 | 1,614,000 | 2,448,000 | 3,300,000 |
| Noninterest income | 168,000 | 338,000 | 491,000 | 631,000 |
| Noninterest expense | 797,000 | 1,692,000 | 2,567,000 | 3,471,000 |
| Provision for loan losses | 50,000 | 119,000 | 169,000 | 218,000 |
| Pretax income | 124,000 | 141,000 | 203,000 | 242,000 |
| Income tax | 20,000 | 19,000 | 28,000 | 37,000 |
| Net income | 104,000 | 122,000 | 175,000 | 205,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,198,000 | 11,132,000 | 11,113,000 | 10,967,000 |
| Total capital | 11,962,000 | 11,962,000 | 11,986,000 | 11,889,000 |
| Risk-weighted assets | 70,870,000 | 76,375,000 | 84,887,000 | 82,506,000 |