Call reports 2017
BRISTOL MORGAN BANK — 2017
What BRISTOL MORGAN BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 89,764,000 | 92,292,000 | 94,294,000 | 96,148,000 |
| Total loans | 62,402,000 | 66,236,000 | 68,621,000 | 66,814,000 |
| Allowance for loan losses | 780,000 | 738,000 | 741,000 | 729,000 |
| Securities available for sale | 14,435,000 | 14,329,000 | 14,486,000 | 14,532,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 75,007,000 | 75,778,000 | 77,905,000 | 79,922,000 |
| Interest-bearing deposits | 64,184,000 | 64,561,000 | 66,964,000 | 67,466,000 |
| Noninterest-bearing deposits | 10,823,000 | 11,216,000 | 10,940,000 | 12,457,000 |
| Equity capital | 10,758,000 | 10,991,000 | 11,179,000 | 11,077,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 897,000 | 1,869,000 | 2,863,000 | 3,870,000 |
| Interest expense | 130,000 | 258,000 | 411,000 | 575,000 |
| Net interest income | 767,000 | 1,611,000 | 2,452,000 | 3,295,000 |
| Noninterest income | 148,000 | 278,000 | 429,000 | 644,000 |
| Noninterest expense | 698,000 | 1,399,000 | 2,064,000 | 2,798,000 |
| Provision for loan losses | 45,000 | 85,000 | 115,000 | 145,000 |
| Pretax income | 172,000 | 405,000 | 702,000 | 996,000 |
| Income tax | 44,000 | 111,000 | 203,000 | 364,000 |
| Net income | 128,000 | 294,000 | 499,000 | 632,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,752,000 | 10,919,000 | 11,125,000 | 11,094,000 |
| Total capital | 11,532,000 | 11,657,000 | 11,866,000 | 11,823,000 |
| Risk-weighted assets | 63,731,000 | 68,590,000 | 71,413,000 | 71,803,000 |