Call reports 2012
BRISTOL MORGAN BANK — 2012
What BRISTOL MORGAN BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 77,873,000 | 78,180,000 | 80,277,000 | 85,293,000 |
| Total loans | 52,530,000 | 51,990,000 | 55,248,000 | 54,890,000 |
| Allowance for loan losses | 585,000 | 582,000 | 604,000 | 641,000 |
| Securities available for sale | 14,419,000 | 13,811,000 | 13,614,000 | 13,434,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 67,793,000 | 67,720,000 | 67,440,000 | 73,752,000 |
| Interest-bearing deposits | 59,950,000 | 59,879,000 | 59,068,000 | 64,681,000 |
| Noninterest-bearing deposits | 7,843,000 | 7,841,000 | 8,372,000 | 9,071,000 |
| Equity capital | 7,965,000 | 8,208,000 | 8,472,000 | 8,571,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 931,000 | 1,864,000 | 2,823,000 | 3,901,000 |
| Interest expense | 167,000 | 317,000 | 463,000 | 609,000 |
| Net interest income | 764,000 | 1,547,000 | 2,360,000 | 3,292,000 |
| Noninterest income | 178,000 | 331,000 | 509,000 | 718,000 |
| Noninterest expense | 593,000 | 1,208,000 | 1,830,000 | 2,530,000 |
| Provision for loan losses | 36,000 | 80,000 | 123,000 | 159,000 |
| Pretax income | 313,000 | 590,000 | 916,000 | 1,321,000 |
| Income tax | 96,000 | 179,000 | 280,000 | 411,000 |
| Net income | 217,000 | 411,000 | 636,000 | 910,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,656,000 | 7,850,000 | 8,075,000 | 8,228,000 |
| Total capital | 8,241,000 | 8,432,000 | 8,679,000 | 8,869,000 |
| Risk-weighted assets | 56,280,000 | 55,663,000 | 58,898,000 | 58,739,000 |