Call report 2015Q4
ELBERTON FEDERAL SAVINGS & LOAN ASSOCIATION — 2015Q4
The 22 measures ELBERTON FEDERAL SAVINGS & LOAN ASSOCIATION reported to the FFIEC for 2015Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 21,114,000 | USD | evidence → |
| Total loans | 15,715,000 | USD | evidence → |
| Allowance for loan losses | 41,000 | USD | evidence → |
| Securities available for sale | 4,637,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 16,252,000 | USD | evidence → |
| Interest-bearing deposits | 16,252,000 | USD | evidence → |
| Noninterest-bearing deposits | 0 | USD | evidence → |
| Equity capital | 4,824,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 872,000 | USD | evidence → |
| Interest expense | 73,000 | USD | evidence → |
| Net interest income | 799,000 | USD | evidence → |
| Noninterest income | -15,000 | USD | evidence → |
| Noninterest expense | 746,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 70,000 | USD | evidence → |
| Income tax | 2,000 | USD | evidence → |
| Net income | 68,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 4,881,000 | USD | evidence → |
| Total capital | 4,922,000 | USD | evidence → |
| Risk-weighted assets | 10,998,000 | USD | evidence → |
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