Call reports 2025
FIRST FIDELITY BANK — 2025
What FIRST FIDELITY BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 664,560,000 | 661,312,000 | 661,825,000 | 704,059,000 |
| Total loans | 355,726,000 | 372,676,000 | 372,572,000 | 417,833,000 |
| Allowance for loan losses | 1,909,000 | 2,001,000 | 1,991,000 | 2,019,000 |
| Securities available for sale | 200,344,000 | 205,203,000 | 202,319,000 | 196,303,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 607,424,000 | 602,715,000 | 597,072,000 | 637,187,000 |
| Interest-bearing deposits | 438,701,000 | 442,435,000 | 435,967,000 | 459,960,000 |
| Noninterest-bearing deposits | 168,723,000 | 160,280,000 | 161,105,000 | 177,227,000 |
| Equity capital | 51,235,000 | 52,142,000 | 58,008,000 | 59,946,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 8,433,000 | 17,305,000 | 26,189,000 | 35,288,000 |
| Interest expense | 2,458,000 | 4,986,000 | 7,479,000 | 9,976,000 |
| Net interest income | 5,975,000 | 12,319,000 | 18,710,000 | 25,312,000 |
| Noninterest income | 934,000 | 1,900,000 | 2,824,000 | 3,849,000 |
| Noninterest expense | 4,272,000 | 8,652,000 | 12,942,000 | 17,377,000 |
| Provision for loan losses | 55,000 | 145,000 | 145,000 | 170,000 |
| Pretax income | 2,577,000 | 5,417,000 | 8,435,000 | 11,514,000 |
| Income tax | 127,000 | 268,000 | 417,000 | 579,000 |
| Net income | 2,450,000 | 5,149,000 | 8,018,000 | 10,935,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 59,579,000 | 61,001,000 | 62,396,000 | 63,606,000 |
| Total capital | 61,488,000 | 63,002,000 | 64,387,000 | 65,625,000 |
| Risk-weighted assets | 442,658,000 | 459,722,000 | 460,053,000 | 501,841,000 |