Call reports 2020
FIRST FIDELITY BANK — 2020
What FIRST FIDELITY BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 382,836,000 | 417,122,000 | 424,719,000 | 445,272,000 |
| Total loans | 226,769,000 | 248,055,000 | 244,589,000 | 238,095,000 |
| Allowance for loan losses | 373,000 | 461,000 | 442,000 | 453,000 |
| Securities available for sale | 116,149,000 | 118,706,000 | 122,474,000 | 144,786,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 344,211,000 | 371,801,000 | 378,108,000 | 398,758,000 |
| Interest-bearing deposits | 247,176,000 | 263,992,000 | 266,922,000 | 272,512,000 |
| Noninterest-bearing deposits | 97,035,000 | 107,809,000 | 111,186,000 | 126,246,000 |
| Equity capital | 36,454,000 | 42,603,000 | 43,644,000 | 44,019,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 4,133,000 | 8,734,000 | 12,683,000 | 16,485,000 |
| Interest expense | 611,000 | 994,000 | 1,349,000 | 1,657,000 |
| Net interest income | 3,522,000 | 7,740,000 | 11,334,000 | 14,828,000 |
| Noninterest income | 531,000 | 1,044,000 | 1,637,000 | 2,286,000 |
| Noninterest expense | 2,436,000 | 4,790,000 | 7,151,000 | 9,610,000 |
| Provision for loan losses | 25,000 | 105,000 | 105,000 | 170,000 |
| Pretax income | 1,593,000 | 3,904,000 | 5,730,000 | 7,349,000 |
| Income tax | 80,000 | 196,000 | 287,000 | 363,000 |
| Net income | 1,513,000 | 3,708,000 | 5,443,000 | 6,986,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 38,073,000 | 39,273,000 | 39,764,000 | 39,903,000 |
| Total capital | 38,446,000 | 39,734,000 | 40,206,000 | 40,356,000 |
| Risk-weighted assets | 273,651,000 | 295,452,000 | 279,075,000 | 289,452,000 |