Call reports 2016
FIRST FIDELITY BANK — 2016
What FIRST FIDELITY BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 356,525,000 | 353,639,000 | 350,040,000 | 354,490,000 |
| Total loans | 171,143,000 | 182,602,000 | 186,645,000 | 192,933,000 |
| Allowance for loan losses | 280,000 | 277,000 | 279,000 | 257,000 |
| Securities available for sale | 146,498,000 | 127,737,000 | 132,366,000 | 127,482,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 321,924,000 | 316,929,000 | 312,888,000 | 321,490,000 |
| Interest-bearing deposits | 220,743,000 | 225,366,000 | 218,612,000 | 221,853,000 |
| Noninterest-bearing deposits | 101,181,000 | 91,563,000 | 94,276,000 | 99,637,000 |
| Equity capital | 33,417,000 | 35,200,000 | 35,423,000 | 32,020,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 3,002,000 | 6,021,000 | 9,131,000 | 12,257,000 |
| Interest expense | 156,000 | 317,000 | 480,000 | 646,000 |
| Net interest income | 2,846,000 | 5,704,000 | 8,651,000 | 11,611,000 |
| Noninterest income | 584,000 | 1,182,000 | 1,826,000 | 2,525,000 |
| Noninterest expense | 1,985,000 | 3,893,000 | 5,821,000 | 7,931,000 |
| Provision for loan losses | 0 | 0 | 50,000 | 15,000 |
| Pretax income | 1,470,000 | 3,029,000 | 4,677,000 | 6,267,000 |
| Income tax | 64,000 | 131,000 | 212,000 | 259,000 |
| Net income | 1,406,000 | 2,898,000 | 4,465,000 | 6,008,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,797,000 | 34,289,000 | 34,856,000 | 34,889,000 |
| Total capital | 34,077,000 | 34,566,000 | 35,135,000 | 35,146,000 |
| Risk-weighted assets | 214,476,000 | 223,896,000 | 225,932,000 | 234,058,000 |