Call reports 2015
FIRST FIDELITY BANK — 2015
What FIRST FIDELITY BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 361,625,000 | 358,424,000 | 349,337,000 | 364,466,000 |
| Total loans | 151,697,000 | 163,712,000 | 165,825,000 | 174,233,000 |
| Allowance for loan losses | 245,000 | 285,000 | 292,000 | 281,000 |
| Securities available for sale | 170,859,000 | 169,922,000 | 153,340,000 | 149,447,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 328,580,000 | 325,958,000 | 315,658,000 | 330,988,000 |
| Interest-bearing deposits | 223,760,000 | 231,577,000 | 221,831,000 | 226,976,000 |
| Noninterest-bearing deposits | 104,820,000 | 94,381,000 | 93,827,000 | 104,012,000 |
| Equity capital | 32,039,000 | 31,318,000 | 32,317,000 | 32,489,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 2,844,000 | 5,733,000 | 8,686,000 | 11,689,000 |
| Interest expense | 180,000 | 365,000 | 552,000 | 735,000 |
| Net interest income | 2,664,000 | 5,368,000 | 8,134,000 | 10,954,000 |
| Noninterest income | 656,000 | 1,187,000 | 1,846,000 | 2,573,000 |
| Noninterest expense | 1,888,000 | 3,735,000 | 5,508,000 | 7,731,000 |
| Provision for loan losses | 30,000 | 55,000 | 80,000 | 80,000 |
| Pretax income | 1,438,000 | 2,803,000 | 4,449,000 | 5,773,000 |
| Income tax | 63,000 | 121,000 | 192,000 | 240,000 |
| Net income | 1,375,000 | 2,682,000 | 4,257,000 | 5,533,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 32,833,000 | 33,140,000 | 33,715,000 | 33,991,000 |
| Total capital | 33,078,000 | 33,425,000 | 34,007,000 | 34,272,000 |
| Risk-weighted assets | 222,240,000 | 217,982,000 | 214,525,000 | 218,258,000 |