Call reports 2014
FIRST FIDELITY BANK — 2014
What FIRST FIDELITY BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 340,526,000 | 342,895,000 | 340,184,000 | 367,914,000 |
| Total loans | 118,262,000 | 133,207,000 | 136,470,000 | 155,142,000 |
| Allowance for loan losses | 169,000 | 188,000 | 234,000 | 241,000 |
| Securities available for sale | 78,111,000 | 139,609,000 | 169,385,000 | 170,321,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 311,436,000 | 312,849,000 | 309,829,000 | 336,041,000 |
| Interest-bearing deposits | 217,091,000 | 221,118,000 | 216,769,000 | 229,136,000 |
| Noninterest-bearing deposits | 94,345,000 | 91,731,000 | 93,060,000 | 106,905,000 |
| Equity capital | 28,334,000 | 29,126,000 | 29,313,000 | 31,139,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 2,208,000 | 4,691,000 | 7,397,000 | 10,222,000 |
| Interest expense | 190,000 | 385,000 | 579,000 | 776,000 |
| Net interest income | 2,018,000 | 4,306,000 | 6,818,000 | 9,446,000 |
| Noninterest income | 603,000 | 1,137,000 | 1,817,000 | 2,420,000 |
| Noninterest expense | 1,825,000 | 3,566,000 | 5,417,000 | 7,338,000 |
| Provision for loan losses | -25,000 | 10,000 | 60,000 | -15,000 |
| Pretax income | 849,000 | 1,985,000 | 3,276,000 | 4,668,000 |
| Income tax | 37,000 | 87,000 | 140,000 | 170,000 |
| Net income | 812,000 | 1,898,000 | 3,136,000 | 4,498,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,472,000 | 31,957,000 | 32,296,000 | 32,658,000 |
| Total capital | 31,641,000 | 32,145,000 | 32,530,000 | 32,899,000 |
| Risk-weighted assets | 189,777,000 | 194,869,000 | 207,026,000 | 223,482,000 |