Call reports 2013
FIRST FIDELITY BANK — 2013
What FIRST FIDELITY BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 333,794,000 | 324,706,000 | 320,100,000 | 338,267,000 |
| Total loans | 106,535,000 | 115,640,000 | 119,975,000 | 129,933,000 |
| Allowance for loan losses | 164,000 | 168,000 | 183,000 | 192,000 |
| Securities available for sale | 186,546,000 | 178,282,000 | 171,813,000 | 51,610,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 293,137,000 | 297,404,000 | 293,537,000 | 310,032,000 |
| Interest-bearing deposits | 215,371,000 | 220,323,000 | 212,121,000 | 219,397,000 |
| Noninterest-bearing deposits | 77,766,000 | 77,081,000 | 81,416,000 | 90,635,000 |
| Equity capital | 29,937,000 | 26,486,000 | 25,602,000 | 27,730,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 2,587,000 | 5,194,000 | 7,946,000 | 10,332,000 |
| Interest expense | 306,000 | 553,000 | 777,000 | 993,000 |
| Net interest income | 2,281,000 | 4,641,000 | 7,169,000 | 9,339,000 |
| Noninterest income | 608,000 | 1,133,000 | 1,867,000 | 2,608,000 |
| Noninterest expense | 1,858,000 | 3,654,000 | 5,490,000 | 7,318,000 |
| Provision for loan losses | -50,000 | -30,000 | -5,000 | -5,000 |
| Pretax income | 1,081,000 | 2,152,000 | 3,617,000 | -130,000 |
| Income tax | 49,000 | 95,000 | 160,000 | -12,000 |
| Net income | 1,032,000 | 2,057,000 | 3,457,000 | -118,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,638,000 | 28,171,000 | 27,518,000 | 30,660,000 |
| Total capital | 29,802,000 | 28,339,000 | 27,701,000 | 30,852,000 |
| Risk-weighted assets | 192,366,000 | 195,617,000 | 196,212,000 | 202,624,000 |