Call reports 2012
FIRST FIDELITY BANK — 2012
What FIRST FIDELITY BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 319,032,000 | 320,703,000 | 320,090,000 | 342,767,000 |
| Total loans | 97,396,000 | 107,153,000 | 107,500,000 | 113,013,000 |
| Allowance for loan losses | 124,000 | 188,000 | 202,000 | 184,000 |
| Securities available for sale | 168,221,000 | 184,276,000 | 177,609,000 | 193,886,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 276,827,000 | 278,505,000 | 277,680,000 | 301,675,000 |
| Interest-bearing deposits | 205,604,000 | 211,400,000 | 206,980,000 | 220,102,000 |
| Noninterest-bearing deposits | 71,223,000 | 67,105,000 | 70,700,000 | 81,573,000 |
| Equity capital | 31,555,000 | 31,461,000 | 31,609,000 | 30,586,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 2,758,000 | 5,428,000 | 8,089,000 | 10,681,000 |
| Interest expense | 349,000 | 686,000 | 1,010,000 | 1,330,000 |
| Net interest income | 2,409,000 | 4,742,000 | 7,079,000 | 9,351,000 |
| Noninterest income | 596,000 | 1,105,000 | 1,677,000 | 2,308,000 |
| Noninterest expense | 1,854,000 | 3,501,000 | 5,227,000 | 7,186,000 |
| Provision for loan losses | -40,000 | 20,000 | 20,000 | 5,000 |
| Pretax income | 1,636,000 | 2,880,000 | 4,046,000 | 4,995,000 |
| Income tax | 71,000 | 124,000 | 174,000 | 202,000 |
| Net income | 1,565,000 | 2,756,000 | 3,872,000 | 4,793,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 32,657,000 | 32,365,000 | 31,793,000 | 30,500,000 |
| Total capital | 32,781,000 | 32,553,000 | 31,995,000 | 30,684,000 |
| Risk-weighted assets | 183,353,000 | 185,759,000 | 190,429,000 | 201,441,000 |