Call reports 2010
FIRST FIDELITY BANK — 2010
What FIRST FIDELITY BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 270,235,000 | 277,980,000 | 281,023,000 | 291,343,000 |
| Total loans | 108,071,000 | 112,264,000 | 112,170,000 | 112,273,000 |
| Allowance for loan losses | 120,000 | 138,000 | 120,000 | 151,000 |
| Securities available for sale | 116,489,000 | 110,293,000 | 103,681,000 | 106,225,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 229,899,000 | 234,758,000 | 238,311,000 | 251,262,000 |
| Interest-bearing deposits | 184,045,000 | 191,953,000 | 191,502,000 | 198,402,000 |
| Noninterest-bearing deposits | 45,854,000 | 42,805,000 | 46,809,000 | 52,860,000 |
| Equity capital | 29,391,000 | 31,726,000 | 31,484,000 | 29,373,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 3,548,000 | 7,166,000 | 10,433,000 | 13,139,000 |
| Interest expense | 780,000 | 1,584,000 | 2,306,000 | 2,952,000 |
| Net interest income | 2,768,000 | 5,582,000 | 8,127,000 | 10,187,000 |
| Noninterest income | 425,000 | 953,000 | 1,483,000 | 2,099,000 |
| Noninterest expense | 1,556,000 | 3,172,000 | 4,700,000 | 6,621,000 |
| Provision for loan losses | 0 | 0 | 110,000 | 180,000 |
| Pretax income | 1,638,000 | 3,364,000 | 4,804,000 | 5,514,000 |
| Income tax | 71,000 | 148,000 | 207,000 | 225,000 |
| Net income | 1,567,000 | 3,216,000 | 4,597,000 | 5,289,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,939,000 | 32,108,000 | 31,511,000 | 32,223,000 |
| Total capital | 32,059,000 | 32,246,000 | 31,631,000 | 32,374,000 |
| Risk-weighted assets | 153,367,000 | 163,200,000 | 176,797,000 | 178,495,000 |