Call reports 2025
INFIRST BANK — 2025
What INFIRST BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 621,417,000 | 641,284,000 | 665,546,000 | 664,150,000 |
| Total loans | 556,342,000 | 569,292,000 | 580,413,000 | 584,398,000 |
| Allowance for loan losses | 6,688,000 | 6,894,000 | 6,981,000 | 6,925,000 |
| Securities available for sale | 25,784,000 | 25,055,000 | 32,081,000 | 33,838,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 560,033,000 | 578,646,000 | 600,177,000 | 596,890,000 |
| Interest-bearing deposits | 475,347,000 | 492,410,000 | 504,991,000 | 510,662,000 |
| Noninterest-bearing deposits | 84,686,000 | 86,236,000 | 95,186,000 | 86,228,000 |
| Equity capital | 54,517,000 | 55,940,000 | 58,117,000 | 59,548,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 8,506,000 | 17,573,000 | 27,101,000 | 36,987,000 |
| Interest expense | 3,554,000 | 7,193,000 | 10,888,000 | 14,584,000 |
| Net interest income | 4,952,000 | 10,380,000 | 16,213,000 | 22,403,000 |
| Noninterest income | 531,000 | 1,390,000 | 1,931,000 | 2,553,000 |
| Noninterest expense | 4,085,000 | 8,210,000 | 12,499,000 | 17,209,000 |
| Provision for loan losses | 169,000 | 393,000 | 483,000 | 483,000 |
| Pretax income | 1,237,000 | 3,172,000 | 5,176,000 | 7,284,000 |
| Income tax | 357,000 | 843,000 | 1,414,000 | 1,974,000 |
| Net income | 880,000 | 2,329,000 | 3,762,000 | 5,310,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 56,733,000 | 58,192,000 | 59,624,000 | 61,172,000 |
| Total capital | 62,091,000 | 63,690,000 | 65,205,000 | 66,762,000 |
| Risk-weighted assets | 427,167,000 | 438,339,000 | 444,981,000 | 445,716,000 |