Call reports 2023
INFIRST BANK — 2023
What INFIRST BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 512,934,000 | 525,963,000 | 529,218,000 | 541,263,000 |
| Total loans | 461,469,000 | 475,307,000 | 479,675,000 | 487,448,000 |
| Allowance for loan losses | 6,581,000 | 6,910,000 | 6,973,000 | 6,682,000 |
| Securities available for sale | 20,728,000 | 20,078,000 | 18,627,000 | 19,489,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 454,072,000 | 465,251,000 | 470,138,000 | 477,015,000 |
| Interest-bearing deposits | 370,798,000 | 375,631,000 | 380,026,000 | 387,257,000 |
| Noninterest-bearing deposits | 83,274,000 | 89,620,000 | 90,112,000 | 89,758,000 |
| Equity capital | 48,319,000 | 48,931,000 | 48,903,000 | 50,538,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 5,821,000 | 12,198,000 | 18,767,000 | 25,512,000 |
| Interest expense | 1,234,000 | 2,924,000 | 5,020,000 | 7,449,000 |
| Net interest income | 4,587,000 | 9,274,000 | 13,747,000 | 18,063,000 |
| Noninterest income | 617,000 | 1,206,000 | 1,828,000 | 2,469,000 |
| Noninterest expense | 3,991,000 | 7,922,000 | 11,930,000 | 15,957,000 |
| Provision for loan losses | 120,000 | 362,000 | 535,000 | 535,000 |
| Pretax income | 1,093,000 | 2,196,000 | 3,110,000 | 4,040,000 |
| Income tax | 318,000 | 632,000 | 848,000 | 1,109,000 |
| Net income | 775,000 | 1,564,000 | 2,262,000 | 2,931,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 50,545,000 | 51,333,000 | 52,033,000 | 52,701,000 |
| Total capital | 54,972,000 | 55,893,000 | 56,639,000 | 57,368,000 |
| Risk-weighted assets | 351,863,000 | 362,359,000 | 365,976,000 | 371,225,000 |