Call reports 2022
INFIRST BANK — 2022
What INFIRST BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 480,988,000 | 487,541,000 | 497,474,000 | 506,725,000 |
| Total loans | 418,674,000 | 435,837,000 | 445,143,000 | 453,624,000 |
| Allowance for loan losses | 6,214,000 | 6,238,000 | 6,344,000 | 6,469,000 |
| Securities available for sale | 24,659,000 | 22,609,000 | 20,743,000 | 20,755,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 424,317,000 | 436,500,000 | 440,438,000 | 449,893,000 |
| Interest-bearing deposits | 284,877,000 | 357,360,000 | 357,435,000 | 365,560,000 |
| Noninterest-bearing deposits | 139,440,000 | 79,140,000 | 83,003,000 | 84,333,000 |
| Equity capital | 45,825,000 | 46,047,000 | 46,180,000 | 47,273,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 4,689,000 | 9,725,000 | 15,151,000 | 20,803,000 |
| Interest expense | 490,000 | 997,000 | 1,582,000 | 2,341,000 |
| Net interest income | 4,199,000 | 8,728,000 | 13,569,000 | 18,462,000 |
| Noninterest income | 593,000 | 1,178,000 | 1,836,000 | 2,388,000 |
| Noninterest expense | 3,691,000 | 7,272,000 | 11,138,000 | 15,208,000 |
| Provision for loan losses | 25,000 | 25,000 | 325,000 | 554,000 |
| Pretax income | 1,076,000 | 2,609,000 | 3,942,000 | 5,088,000 |
| Income tax | 279,000 | 693,000 | 975,000 | 1,374,000 |
| Net income | 797,000 | 1,916,000 | 2,967,000 | 3,714,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 46,854,000 | 47,972,000 | 49,023,000 | 49,770,000 |
| Total capital | 50,898,000 | 52,160,000 | 53,314,000 | 54,127,000 |
| Risk-weighted assets | 321,202,000 | 332,859,000 | 341,105,000 | 346,315,000 |